Last Updated: 22 July 2026
These Terms of Use ("Terms") set out the conditions under which you may access and use the website located at wamahe-kileso.info (the "Site") and the educational program content made available through it. By accessing the Site, you agree to these Terms. If you do not agree, please do not use the Site.
The Site is operated by Wamahe Kileso, Jerzego Plesnarowi cza 5/2, Rzeszow, Poland ("we", "us", "our").
All content published on this Site, including program descriptions, articles, guides, and educational materials, is provided for general informational and educational purposes only. Nothing on this Site constitutes financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.
The program content is designed to help individuals understand general financial concepts and develop personal financial literacy. It does not take into account the specific financial circumstances, needs, objectives, or situation of any individual user. Users are encouraged to seek advice from qualified professionals regarding their specific circumstances.
Wamahe Kileso is an educational program provider. We are not a licensed financial advisor, investment firm, bank, or financial institution. We do not provide regulated financial services as defined under Polish law or EU financial services directives.
You may access and use the Site for personal, non-commercial purposes in accordance with these Terms. You may view, download, and print pages from the Site for your own personal use only.
You may not: reproduce, distribute, republish, or transmit any content from the Site for commercial purposes without our prior written consent; modify or adapt Site content; use automated tools to scrape or extract Site content; use the Site in any way that violates applicable Polish or EU law; or attempt to gain unauthorised access to any part of the Site or its related systems.
Links to the Site from third-party websites are permitted for non-commercial purposes provided they do not misrepresent our content or create a false association with Wamahe Kileso.
All content on this Site, including but not limited to text, graphics, logos, images, and the selection and arrangement thereof, is the property of Wamahe Kileso or its content suppliers and is protected by Polish copyright law (Ustawa z dnia 4 lutego 1994 r. o prawie autorskim i prawach pokrewnych, Dz.U. 1994 nr 24 poz. 83, as amended) and applicable international intellectual property laws.
The Wamahe Kileso name, logo, and related marks are used by us in connection with this program. You may not use these marks in any way that implies endorsement, affiliation, or sponsorship without our express written permission.
The Site and its content are provided on an "as is" and "as available" basis without any warranty of any kind, express or implied. We do not warrant that the Site will be available at all times, free from errors, or free from viruses or other harmful components.
We make no representations or warranties regarding the accuracy, completeness, suitability, or reliability of any information on the Site. Educational content is provided in good faith based on generally accepted financial literacy principles, but individual circumstances vary and no educational content can account for every situation.
To the extent permitted by applicable Polish law, including the provisions of the Polish Civil Code (Kodeks cywilny), we exclude all implied warranties and conditions.
To the fullest extent permitted by Polish and EU law, Wamahe Kileso shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Site or reliance on any content published on it.
This limitation applies whether the alleged liability arises in contract, tort, negligence, or otherwise. Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded or limited under applicable law.
If you are a consumer resident in Poland, your statutory rights under Polish consumer protection law (including the Act of 30 May 2014 on Consumer Rights, Dz.U. 2014 poz. 827) and EU consumer law are not affected by these Terms.
The Site may contain links to third-party websites for informational purposes. We do not control, endorse, or accept responsibility for the content of any linked third-party website. Accessing linked websites is at your own risk and subject to their own terms and privacy policies.
Your use of the Site is also governed by our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference. Please review those documents to understand how we collect and use information about you.
Our processing of personal data is conducted in accordance with GDPR and the Polish Act of 10 May 2018 on the Protection of Personal Data.
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after the publication of updated Terms constitutes your acceptance of those changes. We recommend reviewing this page periodically.
If a change to these Terms materially affects your rights, we will take reasonable steps to bring it to your attention.
These Terms are governed by the laws of Poland. Any dispute arising from or related to these Terms or your use of the Site shall be subject to the jurisdiction of the courts of Poland, without prejudice to any mandatory consumer protection rights you may have under the law of your country of residence.
If you are a consumer, you may also have access to out-of-court dispute resolution mechanisms available under Polish and EU law, including the European Online Dispute Resolution platform accessible at ec.europa.eu/consumers/odr.
If you have any questions about these Terms or the Site, you may contact us at:
Wamahe Kileso, Jerzego Plesnarowi cza 5/2, Rzeszow, Poland
Email: [email protected]
Phone: +48 608 582 477
